Quarterly
Index (no units)
1980 - 2025
Jan 1, 1980 to Apr 1, 2025
FRED
3 months ago
StaleSep 24, 2025
Household Debt Service Ratio (DSR) (https://fred.stlouisfed.org/series/TDSP) is the ratio of total required household debt payments to total disposable income. The DSR is divided into two parts. The Mortgage DSR (MDSP) (https://fred.stlouisfed.org/series/MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) (https://fred.stlouisfed.org/series/CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR. For questions on the data, please contact the data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/housedebt/%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).</p>
As of April 1, 2025 • Quarterly data • Source: FRED
This dataset contains 182 quarterly observations, over 45 years, 3 months, updated quarterly from FRED. View Methodology
Data Points
182
Coverage
45 years, 3 months
Updates
quarterly